About Monzo
A UK app-based bank.
On Appys it’s listed under Money and payments, with the other app-based banks we follow. Every status and figure on this page comes from Monzo’s official status page, where Monzo’s own team posts problems and fixes.
Is Monzo down right now? We check Monzo's official status page as you arrive, then show any outage, its 90-day uptime and what to use instead.
Other app-based banks that are working right now.
Email us and we'll tell you when Monzo reports a major outage, and when it's working again.
You sign up by sending one email, so nobody else can use your address. Every alert has a stop link. Add "all problems" to the subject to hear about small problems too.
Uptime and history
Monzo's uptime over the last 90 days is 100%, because it rated none of its problems a major outage. Smaller problems were open for 3 h 44 min in that time.
With 20 other apps in Money and payments over the last 90 days, by what each reports on its own status page.
How well Monzo keeps people informed when something goes wrong.
Posting small problems openly is a good sign. An app that reports more problems isn't necessarily less reliable than one that reports fewer.
Recent
We are experiencing platform issues
Issues with Barclays sending and receiving payments
Issues with Barclays sending and receiving payments
We're experiencing issues with our phone lines.
Platform issues
UK Freephone is unreachable
Calls impacted due to third party outage.
Calls impacted due to AWS outage
Parts
Problem counts cover Monzo's record since June 2020. One problem can hit several parts.
The record
Over the last 90 days Monzo ranks 3rd of the 19 apps in Money and payments we can rank, with 100% uptime and a reported problem open for 3 h 44 min.
Monzo has reported 48 problems since June 2020, about 1 every 2 months. It rated 1 of them as a major outage.
| Last 90 days | 1 problem, down from 2 in the 90 days before |
|---|---|
| Typical time to fix | 2 h 30 min |
| Longest problem | 44 days 20 h, starting 29 Oct 2021: ClearScore notifications |
| Last problem | 19 Aug 2026: We are experiencing platform issues (3 h 44 min) |
| Longest quiet spell | 301 days without a problem, from 10 Aug 2023 to 7 Jun 2024 |
| Part hit most | 💸 Outbound Bank Transfers, in 6 of 48 problems, then 💰 Inbound Bank Transfers, in 3 |
| Busiest month | July 2020, with 5 problems |
| Busiest day | Monday, when 11 of the 48 problems started |
From Monzo's own status page, as far back as we can read it in full. Rankings go by uptime, then time free of reported problems, then problems per month. A low count can mean few problems or few posts.
Alternatives
Other apps that do the same job, ranked by their own record over the last 90 days.
| App | Now | Problems, last 90 days | Time with problems | Website |
|---|---|---|---|---|
 Starling Bank | Working normally | 0 | 0 min | Visit Starling Bank |
 Wise | Working normally | 5 | 25 days | Visit Wise |
Ranked by their own reported problems over the last 90 days. * The record for this app is still filling in.
Safety
Facts from its own public records, checked every day.
Checked 4 Nov 2026 from monzo.com's public records. Breach data from Have I Been Pwned (CC BY 4.0).
Follow
No sign-up needed: a feed for your reader or team channel, or a live badge for your own site.
Every problem Monzo reports, as it happens, in your feed reader or a team channel.
appys.com/status/monzo-down/feed/
/feed subscribe https://appys.com/status/monzo-down/feed/Shows Monzo's status, updated every few minutes. Copy the code into a web page, an intranet or a README.
For the uptime badge, change the address to appys.com/badge/monzo/uptime/.
A UK app-based bank.
On Appys it’s listed under Money and payments, with the other app-based banks we follow. Every status and figure on this page comes from Monzo’s official status page, where Monzo’s own team posts problems and fixes.
Appys is independent and isn’t connected with the apps it lists. Statuses come from each app’s own status page. How Appys checks apps.